Here’s a story you might be familiar with: John and Mary have been married for 62 years when Mary was diagnosed with Alzheimer’s and had to go into a nursing home. The household responsibilities now fall to John, including paying the bills. The problem is, in those 62 years of marriage, John never paid oneKeep Reading

Do you like riddles and brain teasers? Try this one: When is a government benefit that pays for caregivers, assisted living and a nursing home not a benefit? When hardly any people know they’re entitled to it. It’s been referred to as the best kept secret, even though it’s been in existence since 1953. TheKeep Reading

If you’re like 25- to 30-percent of Americans, you’ve taken the time to prepare a living will, putting to paper your end-of-life wishes. Your forethought is probably a relief to your next of kin who otherwise might have been burdened with making life-or-death medical decisions for you. However, a common problem that’s now being regularlyKeep Reading

You hear that funny whirling noise? That’s your head spinning from trying to figure out the Medicaid rules and regulations. The manual is as thick as the New York City phone book! It’s confusing, even for an educated person like you. And you know what? It doesn’t have to be that difficult. After taking aKeep Reading

Here’s the story of Bob Smith. A successful engineer, by the time he retired at age 62, Bob’s worked for four different engineering firms, lived in three different homes (the last home being paid off before he retired) and built a comfortable nest egg comprised of stocks, IRAs, and annuities. Bob married his college sweetheart,Keep Reading